No Insurance

Driving without insurance is an offence with serious repercussions, including facing huge fines, the loss of your licence, and having your car impounded.

If you have received a summons for having no insurance, submit it using our online form and one of our Fight My Ticket legal experts will get to work planning your legal defence.

What Is a No Insurance Ticket?

No Insurance: Definition

All vehicles driven in Ontario are legally required to have insurance. If you drive your vehicle when the vehicle does not have valid insurance, or if you allow someone else to drive your uninsured vehicle, you may receive a summons from the police for driving with no insurance. Driving without insurance is a violation of the Compulsory Automobile Insurance Act of Ontario (CAIA). In Ontario, mandatory auto insurance requirements are $200,000 in Third Party Liability, Accident Benefits, Direct Compensation – Property Damage, and Uninsured Automobile coverage.

If you are unable to provide valid insurance when requested by police, you may have your car impounded for up to three months, lose your licence, and receive a hefty fine ($5,000-$25,000 for first offence, and each subsequent fine will double).

Penalties & Punishments

If convicted of driving with no insurance, you’ll be fined $5,000-$25,000 for your first offence, plus a 25% provincial surcharge. Each subsequent violation, your fine will double.

If convicted of driving with no insurance, you can lose your licence for up to one year.

If convicted of driving with no insurance, your vehicle can be impounded for up to three months.

If convicted of driving with no insurance, insurance companies may determine you are a high-risk driver, which could lead to higher insurance premiums.

How we help this type of ticket

Fines reduced

We will fight to get your fines reduced, saving you money.

Charges dropped

We will fight to get your charges withdrawn or reduced, saving your record.

Licence retained

We will fight for a resolution that does not include a license suspension, saving your livelihood.

We win cases

We are winners, with thousands of cases and decades of experience under our belt.

We dig deeper

We analyze every detail and review evidence multiple times to uncover the best approach.

We challenge everything

We poke holes in the opposition’s case. We find technicalities and loopholes. We leave no stone unturned.

We don’t back down

Nothing can stand in our way when we are pursuing justice for our clients. We are fighters.

Call for a free ticket review 866.828.1270

Submit a ticket for a free assessment

Use our easy online ticket submission form to send a photo of your ticket. One of our legal experts will reach out.

Speak with one of our expert legal professionals

Connect and share your story. Once we have everything we need from you, we’ll take over.

Let Fight My Ticket fight your ticket

This is what we do best. We fight. We’ll attack every angle and every loophole to get your charges dropped or reduced.

What clients say about us

My experience with Fight My Ticket was great. The process was seamless. Communication was very good. I always received an update when requested. I will definitely refer this team of professionals to my friends and family.

D.S.

Jody was very helpful. She gave me the confidence I needed to get the best outcome. The process was very smooth. She responded efficiently.

F.C.

I am truly delighted to have achieved the best possible results. I sincerely appreciate the hard work and dedication of everyone involved. I wish your company continued growth and success. Thank you very much.

M.L.

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